Required by law to save you money.  With the current environmental and economic climate, the FHA’s Energy Efficient Mortgage (EEM) program is gaining momentum.  The benefit of the program is that it encourages homeowners to make energy efficient improvements to their homes that reduce our dependence on foreign energy sources, reduce harmful emissions, and reduce the monthly debt load of home buyers freeing up additional funds to flow into our economy....

We’re here to provide the latest information on energy efficient mortgages aka “green mortgages” including the various government rebates and programs available for those looking to update their appliances. AtlantaEEM is a joint project between two Atlanta-based companies:  The Ryan Mortgage Team and Structured...

We’re here to guide you through the process of improving the energy efficiency of you home.  Whether you are purchasing a new home or upgrading your current home, we can help you obtain the financing as well as work with you in evaluating the cost-benefit analysis of the upgrades you are considering. While the EEM product has been around for many years, it has been grossly under-utilized.  This is mainly because buyers and lenders have been unaware of the...

The current Federal and Georgia Tax credits will not last forever.  Combine the potential of  a 30% federal tax credit with the Georgia Energy Start rebates and the flexibility of an Energy Efficient Mortgage.  There is no doubt that this is the perfect time to bring your home’s appliances up to date.  Our clients see an immediate reduction in their monthly expenses.  But these incentives will not last...

The home energy audit is a testing process performed using diagnostic equipment which detects energy waste in your home.  When the testing is completed, our auditor will provide you with an energy analysis and review it with you to determine the best use of your money when upgrading your current appliances.  The written analysis provided to you includes detailed information which identifies key areas of your home that could benefit the most from an upgrade.  Our...

The energy efficient mortgage process can be confusing, so let us help you get started.  We are the Energy Efficient Mortgage experts in Atlanta and we have helped guide many others through this process.  There’s no obligation, and we’re happy to answer your questions.  We can answer questions specifically about the mortgage process, or about the energy efficient appliance upgrades.  Simply fill out the form below to get started. New...